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FAQs

Here are the most common questions. If you wish to ask us a question please feel free to use the Apply Now button above.

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How can I improve my credit score?

How can FHA Help Me Buy a Home?

What if I have bad credit?

Are FHA rates higher than conventional rates?

Does FHA allow for seller paid closing costs?

Do I have to be a first time homebuyer to qualify for an FHA loan?

Can I Stop Paying my Monthly Private Mortgage Insurance?

Can I get Down Payment or Closing Cost Assistance?

What are the FHA Mortgage Limits in my Area?

Were can Gift Funds come from? The Seller, Lender or other Interested Party?

Can FHA Help Me if I am Behind in my Mortgage Payments?

What are the Advantages of Refinancing to a Fixed Rate FHA Mortgage?

Is there an income restriction on FHA loans?

I live in a condo, can I still get an FHA loan?

Is FHA mortgage insurance tax deductible?

Will I need more paperwork for an FHA loan?

How long does an FHA loan take to close?

Can I get a loan for the down payment?

Can any lender offer FHA loans?

Am I required to have a home inspection?

Am I eligible for an FHA loan if I've participated in Consumer Credit Counseling?

Is there an age limit for FHA loans?

Can I Stop Paying my Monthly FHA Mortgage Insurance Premium?

The Basic Eligibility Requirements for FHA Financing Are?

Can FHA do an 80/20 Loan?

Would I be Able to Use FHA Financing to Acquire a Second Home?

What is a Good Faith Estimate?

Can an Investor Apply for a 203(k) Rehabilitation Mortgage?

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FHA News

HUD has announced the newly increased FHA loan limits.
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A Federal Judge ruled in favor of down payment assistance companies.
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